When you think of luxury cards, The Platinum Card® from American Express probably comes to mind first — proving just how influential brand association is. And while it’s easy to gawk at the card’s $695 annual fee (see rates and fees), it comes with plenty of perks to make the value well worth the cost to cardholders.
One of these perks is the $300 Equinox credit. American Express Platinum card members receive an Equinox statement credit of up to $300 per calendar year. Enrollment is required and subject to auto-renewal.
Here’s how it works and how to use it.
What is the Amex Platinum Equinox credit?
Equinox is a luxury fitness club with hundreds of locations in the U.S., Canada and the U.K. You’ll find them mostly in major cities, but Equinox is headquartered in New York City. Accordingly, there are more than 35 locations in New York City alone.
With the Amex Platinum, you’ll get an annual $300 statement credit with Equinox. This benefit is one per Platinum account, meaning that even if you have authorized users, you’ll still only get one credit.
If you don’t live near an Equinox (or aren’t interested in paying a premium for your gym), it’s important to note that the $300 credit can also apply to the Equinox+ app. According to Amex, here’s everything eligible for reimbursement with the Amex Platinum Equinox credit:
- Equinox Single Club Access membership fees
- Equinox Regional Access membership fees
- Equinox All-Access membership fees
- Equinox Destination membership fees
- E by Equinox membership fees
- Equinox+ app membership fees
Related: At home or at the gym: The best credit cards to maximize your next workout
How to use the Amex Platinum Equinox credit
Whether you’re already an Equinox member or are signing up for the first time, you’ll follow the same process to use the Amex Platinum Equinox credit.
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First, visit platinum.equinox.com to enroll in the benefit. Existing members will log in with their Equinox account, while new members will be prompted to select an eligible plan. You can choose either the in-person experience (gym membership) or the digital experience (Equinox+ app).
The table below breaks down the cost of each membership and service. While the membership cost could vary if you join in person, the all-access and destination memberships seem pretty standard across the board when joining online.
| Service | Cost |
|---|---|
| Monthly All-access Equinox membership | $290 per month, 12-month commitment |
| Monthly Destination Equinox membership | $330 per month, 12-month commitment |
| Monthly E by Equinox membership | By request only, not posted online |
| Equinox+ app | $40 per month |
Related: How to maximize points and miles on fitness and wellness spending
After activating the benefit, you must charge your Equinox or Equinox+ fees to your Platinum Card. You’ll usually receive your statement credit within a few days but it can take up to eight weeks.
FAQs on Amex Platinum Equinox credit
Which memberships are eligible for the Amex Platinum Equinox credit?
Card Members can get up to $300 via statement credit each year when they pay for Equinox+, the digital fitness app with live and on-demand classes, or any Equinox club membership with their Platinum Card.
Which memberships are not eligible for the Amex Platinum Equinox credit?
Day passes and online purchases on Equinox’s website do not count toward this credit. Some other exclusions may apply, so it’s best to check with Amex if you’re unsure if your membership qualifies.
What benefits do I get with the Equinox+ app?
You’ll get access to an extensive portfolio of classes from Equinox and its many brands, including SoulCycle, Pure Yoga, Precision Run, HeadStrong, Rumble, TB12 and Solidcore. There are also live Equinox and SoulCycle classes available. Keep in mind, you will not receive the statement credit on your Equinox+ membership if you purchase your membership within the Equinox+ app or through a third party.
How do I use my Amex Platinum Equinox credit?
Once you confirm your membership is valid for the statement credit, you must activate the benefit through platinum.equinox.com and charge your monthly bill to your Amex Platinum card.
Bottom line
If you don’t live in a big city with a physical Equinox location near you, the $300 annual Equinox credit takes a sizable chunk off the cost of the Equinox+ app (a total of $480 per year). At-home workouts have become increasingly popular in recent years, and the Equinox+ app has excellent Equinox classes, as well as SoulCycle, Rumble, TB12 classes and so much more. It’s also worth noting that there’s a seven-day free trial of the app, so you can test it out before you decide to commit.
Additional reporting by Stella Shon and Emily Thompson.
For rates and fees of the Amex Platinum card, click here
