Disney Cruise Line: The final word information to ships and itineraries

After decades of success making families smile and laugh at its theme parks, Disney dipped its toes into the world of cruising in 1998. Disney didn’t just copy another cruise line’s model for success or slap its name on the side of an existing ship. It created its own brand of cruising.

Disney went so far into charting its own path as to get special approval from the U.S. Coast Guard for its ships’ lifeboats to be yellow instead of regulation orange, to tie into the colors of Mickey himself — black, red, white and yellow.

Now, Disney Cruise Line has five ships sailing in those signature colors, along with three more on order. In a normal year, those five ships take tens of thousands of families on sailings to the Caribbean, Mexico, Alaska, Europe, Bermuda, Bahamas, through the Panama Canal and even to Australia and New Zealand.

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Having sailed four of Disney Cruise Line’s five ships, I can say the experience is indeed special — especially if you have kids. But Disney’s not a one-trick cruise line that’s only good for one age group. It offers kids clubs and activities to suit babies through teens and has several adults-only areas of the ship. Its newest ship, Disney Wish, provides more cool spaces for adults than any previous vessel.

Disney’s attention to detail transfers to its voyages on the sea. But unlike at the Disney theme parks, which can be a bit complicated to navigate, long lines and complex strategies are rarely a part of the Disney cruise experience.

Get the free planning help of a Disney vacation planner via TPG’s partner, Mouse Counselors.

What TPG loves about Disney Cruise Line

• Broadway-caliber shows and first-run movies.
• Disney-level service and attention to detail.
• High-quality Disney character interactions and kids clubs.
• Innovative, included rotational dining.

What we could do without

• Disney cruises are expensive.
• The onboard Wi-Fi is not the fastest, especially on ships that haven’t been upgraded. And it’s not cheap.

While Disney may be a household name, Disney Cruise Line is actually a small line. It currently sails just five ships, compared to 27 at its family-friendly competitor Royal Caribbean.

Of the five, two are smaller ships, and three are larger.

The largest ships in Disney’s fleet are Disney Dream and Disney Fantasy, at 1,115 feet long and 14 decks high, and Disney Wish, at 1,119 feet and 15 decks high.

These three ships each have a passenger capacity of 4,000 people spread out across approximately 1,250 cabins. The overwhelming majority of cabins on these ships have an ocean view or private verandah, with only 10%-12% being windowless inside cabins. (On its oldest four ships, these interior rooms have a “magical porthole” that displays a live feed from outside to replicate a window.)

Disney Treasure, expected to join the fleet in 2024, will be in the same larger Triton class of ships as Disney Wish.

Disney Wish is currently a workhorse of short three- and four-night sailings from Port Canaveral, Florida, to the Bahamas, home to Disney’s private island, Castaway Cay.

Disney Fantasy often sails weeklong cruises out of Florida. With the addition of Disney Wish to the fleet, Disney Dream now spends its summer across the Atlantic, offering European cruises from May to September, then spending much of the rest of the year based out of Fort Lauderdale.

The smaller two ships in the Disney Cruise Line fleet are Disney Wonder and the line’s first ship, Disney Magic.

These two ships are 984 feet long and 11 decks high, and each has the capacity for 2,713 passengers across 875 staterooms. On these two smaller ships, 70% of passenger cabins have ocean views or verandahs.

Disney Wonder is often on the move and currently splits its time among Alaska, the South Pacific, Hawaii, California, Mexico and beyond. Disney Magic spends part of its year based out of Galveston, Texas, or New Orleans and much of the rest based out of Fort Lauderdale and Miami.

Related: Best destinations you can sail to on a Disney cruise

Coming in summer 2024, Disney will have a second exclusive beach destination in the Bahamas — Lighthouse Point.

This won’t be an entire private island like Castaway Cay, but it will be an exclusive beachfront space designed for Disney Cruise Line with many similar offerings to Castaway. Disney Magic, Disney Wonder and Disney Fantasy will call on this new destination for the first time in 2024.

Related: Best tips and tricks for sailing with Disney Cruise Line

A Disney cruise costs more than a similar cruise on a line like Royal Caribbean, so it’s easiest to justify the expense when your kids love Disney the most.

So, yes, the stereotype that Disney Cruise Line is full of families is 100% correct.

You’ll see many families with kids in those preschool, elementary and middle school years. But you’ll also see families with little babies (the minimum age is 6 months on most sailings, 1 year on Panama Canal and transatlantic sailings), tweens, teens, college-age kids and even grandparents who have made a Disney cruise an enjoyable multigenerational travel tradition.

Related: Comparing Disney, Carnival and Royal Caribbean cruises for families

You’ll also see cruisers who love Disney regardless of age and are proud to wear their Mickey ears while hearing the first seven notes of the “When You Wish Upon a Star” melody blown from the ship’s massive horn.

Just like you don’t need kids to have a great time at Disney World or Disneyland, you can happily cruise as adults without offspring on Disney Cruise Line. All the ships have active adults-only sun decks, pool and lounges. Disney Wish especially invested in its adult offerings with an infinity pool, along with more bars spread around the ship instead of being clustered into one main area.

These cabins start at 169 square feet for a standard inside cabin and go up to a two-story, 1,966-square-foot Tower Suite on Disney Wish.

Unless you are OK with the smallest space on the ship or have a budget for the largest, the sweet spot for price and comfort on Disney Cruise Line vessels is probably the cabins that are around 204 square feet and usually come with a queen bed, single sleeper sofa and upper-berth pull-down bed and a split bath.

This split bathroom situation places a sink and the shower/tub combo in one bathroom and the toilet and another sink in the other. Each has its own separate door, so someone could use the toilet/sink room while another takes a shower, all in private and at the same time.

You’ll find this cabin layout within the Deluxe Inside Staterooms, Deluxe Oceanview Staterooms and Deluxe Oceanview Staterooms with Verandah categories.

The Deluxe Family Oceanview Staterooms and Deluxe Family Oceanview Staterooms with Verandah add about 40 more square feet to the equation. If you want the largest within those room categories, search for rooms that can hold five people on the Disney Cruise Line website.

Pro tip: You can ask your cabin host for cartoon bedding for the kid’s bed if you think your child will be excited to come back from dinner to one of their Disney favorites.

You can connect many of the cabins on the ship, which is often a much more economical solution for a family looking for more sleeping space (and bathrooms) than upgrading to a multibedroom suite. Roughly speaking, a family of four will pay about 50% more for two cabins than they will for everyone to stay in one cabin of the same size.

Related: 7 nights. 4 people. 1 cruise ship cabin. Can we survive?

If you are going all-out on a particular trip, or are simply working with a larger budget, Disney concierge suites are special.

The smallest available room with this service is the Concierge Family Oceanview Stateroom with Verandah, which isn’t all that different from the Deluxe Family Oceanview Stateroom with Verandah, other than the included concierge service. From there, you can go up to the one- or two-bedroom suites.

Be prepared for sticker shock, though, as these suites will almost certainly be near or over five figures on many sailings.

While pricey, Disney concierge service eliminates almost all of the potential pain points of a Disney cruise (not that there are many pain points to begin with).

Disney concierge service gets you access to the Disney Concierge Lounge, which has food offerings multiple times per day and a fully stocked fridge with sodas, juices and bottles of water.

In the evenings, you’ll find included beer, wine and spirits in the lounge — which you can also take with you as you head out to dinner or to enjoy the view from the deck.

The Concierge Lounge also has its own private deck, and Disney characters have been known to make a private appearance there during the cruise. (Don’t worry, you’ll get a heads-up.)

Related: Is Disney Cruise Line concierge service worth it?

You also have your own check-in area at the port and are among the first to board the ship, which can mean extra time to enjoy having the waterslides to yourself. At the end of the cruise, you can have a private elevator that takes you down to be some of the first off the ship — which should protect you from a long line to say goodbye.

There are other perks of the concierge level, too, such as early front-row seating at shows, included popcorn and the ability to submit your request for meal reservations at Palo or Remy, cabanas on Castaway Cay, spa treatments, character meet-and-greets or whatever else you wish before other guests. These can be made for you starting 120 days before your sailing, which is before all other guests except those with the highest elite status tier in the Castaway Club.

Passengers on their first Disney cruise don’t get to make those reservations until 75 days out if they aren’t in the concierge level. The reality is the hottest items are often booked up by then, especially on shorter cruises when there’s less time to do everything.

Those in the concierge level in one-bedroom suites and higher can also order room service from the restaurants to their cabin, which means you can have a hot breakfast on your verandah if you wish instead of the regular continental options available to most guests.

If you are on the fence about concierge service, it’s arguably most valuable when you are on a shorter cruise, have some specific popular must-have items on your reservation wish list or want someone else to take care of everything. You can also inquire about discounted upgrades at the port, assuming rooms are left unsold on your voyage.

Pro tip: Regardless of your cabin, bring magnetic Mickey or nautical-themed decor for the entrance, as most of the cabin doors are magnetic. Decorating is a fun tradition on a Disney cruise.

Related: Review of sailing in a suite with Disney concierge service

Disney Cruise Line restaurants and dining options

You will not go hungry on a Disney cruise. From room service to evening dinners, meals are (mostly) all included.

Rotational dining

On each Disney ship, three main dining rooms serve as dinner restaurants that participate in rotational dining. Each ship has its own lineup of themed rotational restaurants, but the concept remains the same on each.

Each night, your tablemates and servers will move from one restaurant to the next as a team. This way, the servers get to know that you always want to start with a glass of red wine, or your kids’ food needs to come ASAP so you can take them to the kids club as soon as they finish, or (in my case) your daughter wants a side of barbecue sauce with … everything.

You must choose between an early and a late dinner time, with your showtime opposite your dining time. Some restaurants, such as Animator’s Palate, are found on multiple ships, while others are unique to one ship, such as Tiana’s Place on Disney Wonder and all of the rotational restaurants found on Disney Wish.

Included restaurants on Disney Magic

• Animator’s Palate
• Lumiere’s
• Rapunzel’s Royal Table

Included restaurants on Disney Wonder

• Animator’s Palate
• Tiana’s Place
• Triton’s

Included restaurants on Disney Dream

• Animator’s Palate
• Enchanted Garden
• Royal Palace

Included restaurants on Disney Fantasy

• Animator’s Palate
• Enchanted Garden
• Royal Court

Included restaurants on Disney Wish

At these restaurants, you can order whatever you want on the menu at no extra charge, with a few exceptions (for example, alcohol and specialty drinks cost extra).

While many guests dress up a bit for dinner (compared to their afternoon pool deck attire), most stay relatively casual for the rotational dining restaurants. Disney does not impose a specific dress-up requirement.

Disney cruise ships offer many other dining options beyond the three included themed restaurants — most included, some not.

Room service

Room service is mostly free (other than sodas or alcohol), though the menu is limited if you aren’t staying in a concierge-level cabin. Still, it’s free room service, so I’m not one to complain.

Pro tip: Fill the breakfast card out the night before and hang it on your stateroom to get breakfast exactly when you want it the next morning.

And you haven’t lived until your kids learn how to call and order free Mickey ice cream bars to the cabin … every night (just be sure and add a tip).

Buffet and grab-and-go

Your Disney cruise will also include a buffet known as Cabanas on the original four ships and Marceline Market on Disney Wish. The buffet is usually open for breakfast and lunch, though not in the evening hours.

In addition to the buffet, a few grab-and-go quick-service restaurants on the pool deck serve salads, chili, pizza, barbecue and more, depending on which ship you’re sailing.

Don’t miss these options, as some are quite good. They are typically open from late morning until later into the evening.

Room service, the buffet and the on-deck food counter dining options don’t cost extra and are available to you in addition to or instead of your rotational dining.

You’ll also find included ice cream on one of the upper decks. A pro-level hack is to get Mickey churro waffles from the buffet in the morning (only available some mornings) and add vanilla ice cream for a vacation-worthy breakfast.

Extra-cost, adults-only restaurants

At the top of the “costs extra” list are the restaurants Palo (found on all five ships, though it’s Palo Steakhouse on Disney Wish), Remy (on Dream and Fantasy) and Enchante (only on Disney Wish).

Remy is a fancy adults-only French restaurant that costs $125 per person for dinner (more if you order drinks). This is the type of place where men need jackets and women are expected to wear dresses, pantsuits or a skirt and blouse. Enchante on Disney Wish is similar — you’re dressing up for these meals.

Palo is also fancy, though a notch less fancy than Remy. You’ll see jackets and dresses in Palo, but you can also get by with nice jeans if you want. This adults-only restaurant serves Northern Italian fare and starts at about $45 per person for a multicourse brunch or dinner, though you can also order a la carte for dinner, which could cost more or less, depending on your order.

I can say with 100% certainty that if you enjoy a nice meal, this is worth the extra $45 once during your cruise. From the breadbasket to the dessert, it’s all amazing. You’ll gain 5 pounds, but you won’t regret a bite.

These reservations are hard to get, especially for brunch, so you’ll want to make them the second you are eligible and keep checking back for cancellations if you miss out the first time.

Coffee shops and snack shops

On a Disney cruise, the snacks and pastries you’ll see in the coffee shop or kiosk are all included, but the specialty coffee will cost extra. Drink prices are roughly similar to Starbucks, if not a notch lower. Be sure and ask for the Cafe Fanatic card if you’re a regular, as your sixth drink will be free.

In addition to the included soft-serve ice cream and Mickey bars available via room service, your ship may have some shops with extra-fee ice cream. This can confuse kids, so I want to warn you beforehand. On Disney Dream, Disney Fantasy and Disney Wish, you’ll find an ice cream shop stuffed with candies, gelato and ice cream — all for an extra charge.

Disney Dream and Disney Fantasy also have a juice bar that costs extra.

Bars

The exact bars will vary by vessel, but you can expect spots like a wine and Champagne bar, a pub, a laid-back lounge and a bar with live entertainment.

These bars are a lot of fun and are not to be missed if you like live music or a nice drink at the end of the day. Keep an eye out in your app for when and where the happy hours are on board if you want to save a few dollars on your drinks. Some bars also offer a sommelier bin where you get a nice glass of wine at a discounted price — as long as you put the bartender in charge of choosing your drink.

Some of the drink-tasting classes that you book in advance can be a good value if you’re a fan of the drink on offer and are interested in learning a little bit while you sip. You’ll want to book these before sailing, as many do sell out.

Food on Castaway Cay

If your cruise takes you to Disney’s private island, Castaway Cay, you’re in luck, as there’s plenty of included food to eat there, too.

Just like on board, some of the food on Castaway is included, while alcohol and specialty drinks are not. The Cookie’s and Cookie’s Too lunch shacks on the island are both included, so load up on hot dogs, barbecue, hamburgers, fries and all the fixings. Vegetarian options are available.

While the food options here are somewhat basic, they still make for a fun and free meal.

However, if you don’t like what is on offer on the island, you can always hop back on your ship for lunch and then continue your afternoon on the island after you eat.

Entertainment and activities on a Disney cruise

A valid reason to want to sail with Disney is the onboard fun that awaits — especially for those who love Disney characters and stories.

Theaters and shows

Each Disney cruise ship features two theaters. In the massive Walt Disney Theatre, you’ll enjoy Broadway-caliber evening shows such as “Beauty and the Beast,” “Frozen,” “Tangled,” “Disney Dreams,” “The Golden Mickeys” and more. If you want a good seat, arrive about 30 minutes early since seating is first come, first served.

The Buena Vista Theatre screens first-run Disney films. These will be the same films still showing in theaters on land. If you happen to be at sea when a new Disney movie premieres on land, you’ll also get that same first look at sea.

Pirate Night is a staple on many Disney cruises in the Caribbean. On that themed night, expect everyone to be dressed in their pirate-y best for the evening, so pack accordingly. Your dinner will also have a pirate theme, followed by a fun show up on deck, complete with fireworks.

Pro tip: If you plan to stay up late for Pirate Night, try to work in a nap that afternoon so you don’t miss out on the nighttime fun.

Game shows, karaoke, bingo and more

The extensive lineup of interactive game shows, trivia, karaoke, dance parties, bingo and more listed in the Disney cruise app are worth checking out. Some of these are adults-only, while others are fun for the whole family. Most are included in the price of the cruise, though bingo does cost extra — and you could win real money.

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Other interior attractions and activities

Meeting Disney characters is a fun part of a Disney cruise.

You can make reservations to meet the popular princesses, but most characters are easy to walk up to and meet via a short line. Or, even better, you often see them roaming about the ship at unexpected times.

You can work off some of those treats and drinks at the onboard fitness center on each ship.

The Senses Spa & Salon is a full-service spa with everything from massages to pedicures and hair care. Promotions are available if you book more than one treatment. If you have a Disney Visa card, you can also save 20% on select onboard services.

Pro tip: The showers in this part of the ship are full-size, in case you are getting a bit claustrophobic in the shower in your cabin.

If you like getting away to relax, look at purchasing access to the Rainforest Room for heated stone loungers, aromatherapy showers and even hot tubs on the larger ships. You can buy a one-day or full-cruise pass to this area of the spa, but get a tour first as the layout and inclusions in this space vary dramatically from ship to ship.

Bibbidi Bobbidi Boutique

Little cruisers can be transformed into a princess or pirate at sea at the onboard Bibbidi Bobbidi Boutique, which does themed kid makeovers and sells costumes as part of the package. You’ll need an appointment; expect to pay $100 to $200 for most packages.

This is a fun thing to do before meeting a princess, before a more formal night or anytime you want to see a huge smile on your kid’s face. If you have a princess dress or outfit from home you want to use or reuse, you can purchase a cheaper package at Bibbidi Bobbidi.

Decktop attractions

Waterslides

All of Disney Cruise Line’s ships have some kind of waterslide on board.

The AquaDuck waterslide on Dream and Fantasy takes riders in single or double tubes 765 feet from Deck 12 up and down, through the forward funnel and on a four-deck drop. It’s pretty epic. AquaMouse on Disney Wish is also an inner tube-based ride and is not to be missed.

These lines can get long, so I recommend riding first thing when you board if the port is warm enough. Nighttime rides usually have short waits, too.

Disney Magic has the most thrilling waterslide in the fleet, called AquaDunk, and Disney Wonder has its own waterslide in the AquaLab splash area.

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Pools

Each Disney ship has multiple pools, though if you’ve never been on a cruise, you may be initially shocked at how small they are — and how busy they can get.

As with the waterslides, we recommend enjoying these first thing when you board if you want to try them without crowds. Otherwise, you won’t find so many people in the pools on port days, early in the morning and right before dinner. There are thousands of people on the ship and only a few small pools, so plan accordingly.

Each ship has a pool and hot tub area for adults 18 and up. It can also get busy, but typically less busy than the family area. Select ships also offer an in-pool bar area for adults.

The adult sun deck is a nice place to grab a chair and relax, even if you have no intention of getting in the water.

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Splash pads

Your little one has to be potty trained to use the onboard pools. The option for those still in swim diapers is some splash areas, such as Nemo’s Reef and Dory’s Reef.

Sports deck

If you want to be more active, head to your ship’s sports deck to play basketball, foosball, miniature golf and more. You may even have some sports simulator options beyond your traditional in-person fun.

Children’s programs

As a parent, my favorite part of a Disney cruise might be the included kids programs that children actually want to attend. If the kids are happy for a few hours, the parents can actually relax, too.

Oceaneer Club and Oceaneer Lab for children ages 3–12

All five Disney ships have amazing spaces for kids in the 3-to-12-year-old range in the Oceaneer Club and Oceaneer Lab.

Here you’ll find video games, an indoor slide, fun programs and games with the staff, arts and crafts, surprise character visits and more. Your kids need to be potty trained to stay in this club, so use that as motivation for a kid approaching 3 years old before your next cruise.

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Your kids don’t need an appointment to pop in here; they can come anytime from open to close — and the club stays open pretty late.

Parents can stay with kids and play during open hours on the first day and select times on other dates, but most of the time, the Oceaneer Club and Oceaneer Lab are kids-only. Your kids will check in and out by scanning a special MagicBand that also tracks where they are within the kids clubs.

Disney Wish has the added perk in the kids club of a slide that takes the kids straight from the main atrium and into the fun.

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Slide from the Grand Hall into the Oceaneer Club kids area. SUMMER HULL/THE POINTS GUY

Know that once your child turns 8, you have the option of giving them self-checkout privileges. While kids up to 12 are welcome in the main Oceaneer Club, they may start moving up to the tween club by the time they are 10 years old.

Edge tween club for children ages 11–14

When your kid outgrows the fun in the main kids club, don’t worry. Edge is waiting just upstairs.

Technically, Edge is for kids ages 11-14, but you can get your 10-year-old in with permission — and once they figure that out, it’s probably all over for the “little kid club.”

Edge is a much smaller space, but tweens have tons of fun playing video games, having dance parties, doing crafts, playing trivia games and more with their newfound cruise friends.

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This club does not utilize parent sign-in and -out, so you need to trust your kid if they are coming to Edge. If your 10-to-12-year-old child visits Edge, they can also play at the Oceaneer Lab and Oceaneer Club, so they have options.

Vibe teen club for children ages 14–17

Get ready to be jealous of this one. On Disney Dream and Disney Fantasy, the teen club has its own set of small pools at the front of the ship.

Inside all versions of the teen club, Vibe, you’ll find a tech-friendly world with loungers, dance parties, smoothies and other teen-approved fun. Some of the coolest inside space on Disney cruise ships is dedicated to teens ages 14-17, but you can request for your child to attend this club starting at 13 years old.

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Vibe Teen Club on Disney Wish. SUMMER HULL/THE POINTS GUY

‘It’s a small world’ nursery for children 6 months to 3 years old

While the three previously mentioned kids clubs are free and do not require reservations, the nursery operates differently. You will need to make reservations, and the fee is $4.50 per half-hour for the first child and $4 per half-hour for each additional child.

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“It’s a small world” nursery on Disney Wish. SUMMER HULL/THE POINTS GUY

Related: Tips for getting a child’s passport

Gratuities

Disney Cruise Line adds a service gratuity of $14.50 per person per day to final bills. If you are unhappy with the service you receive, you can lower this amount. Of course, you can visit guest services and adjust it upward, too.

To give an idea of the cost, a four-person family on a four-night cruise would pay $232 in recommended tips. The amount is split among your team of dining room servers who quickly learned your kids’ preferences for dinner and your cabin hosts who made your room look like magic while you were out enjoying yourself.

An 18% gratuity is added to onboard spa, bar, beverage, wine and deck service tabs. You can always add an additional gratuity for any of your services or servers.

While room service is free, it’s customary to add a few dollars of tip when you sign the “bill.”

While some gratuity is included at Palo and Remy, you’ll likely want to add an additional tip if you enjoyed the service. If you stay in a concierge-level room or suite, it is customary to tip the Concierge Lounge hosts at the end of your cruise a recommended amount of $8 per night per guest.

Related: Everything you need to know about tipping on cruise ships

Wi-Fi

Disney Cruise Line’s Wi-Fi, Connect@Sea, is in the process of being upgraded, so speed, bandwidth and cost vary by ship.

If you are on a ship that charges by day instead of by the amount of data used, expect the prices to vary from $12-$36 per day, depending on the speed you select. There are often discounts for buying Wi-Fi access for the length of the cruise.

If you are on a ship that still charges by the amount of data used, we recommend not doing that and connecting either when you are in port or via a plan from your cellphone provider.

Related: What’s the best international phone plan right now?

Carry-on drinks policy

Guests 21 years and older may bring a maximum of two bottles of unopened wine or Champagne (no larger than 750 milliliters) or six beers (no larger than 12 ounces) on board at the beginning of the voyage and at each port of call. These beverages must be packed in carry-on (not checked) bags or luggage. You can keep drinks chilled in the small fridge in your cabin.

Guests wishing to consume wine or Champagne that they have brought on board in one of the dining rooms will be charged a corkage fee of $26 per bottle.

Smoking policy

Smoking is permitted only in designated deck areas. It’s forbidden in cabins and on cabin balconies, and those who violate this rule will face a $250 cleaning fee.

Laundry

For an additional fee, Disney ships offer full-service laundry and dry cleaning services that will pick up and deliver clean clothes to your cabin.

Ships also provide 24-hour, self-service guest laundry facilities equipped with washers and dryers, along with detergent and complimentary ironing equipment. You pay for the facilities by using your Key to the World card. These services can get busy during sea days on longer cruises, so plan accordingly.

Electrical outlets

All cabins are equipped with multiple 110-volt outlets, which are standard in the U.S. and Canada. Cabins on Disney Dream and Disney Fantasy are equipped with a combination of 110- and 220-volt (European) outlets.

Small electrical appliances such as electric shavers, curling irons and flat irons with standard North American plugs will function on board; 110-volt items should not exceed 1,500 watts, and 220-volt items should not exceed 2,000 watts. A hair dryer is provided in every cabin for your convenience, but you may bring your own as long as it meets the guidelines above.

Currency

The currency on Disney Cruise Line ships, regardless of location, is the U.S. dollar.

When you are on the ship, you will not need cash or a credit card — all incidentals, purchases and services will be charged to your cabin folio. Your Key to the World card (or your DisneyBand+ on Disney Wish) serves as your onboard payment method. The only exception is if you want to tip a crew member in cash.

In port, you may wish to carry cash or a credit card to buy snacks and souvenirs or to tip your tour guide.

Drinking age

For most Disney sailings, the drinking age on board is 21.

However, on round-trip cruises departing European countries with a lower drinking age, passengers 18-20 years of age can drink alcohol on board with signed parental consent. For round-trip cruises from Sydney, Melbourne, Auckland and Brisbane, guests 18 years of age and older may purchase and consume alcoholic beverages without parental consent.

Dress code

During the day, people dress casually. If it’s a sea day in a warm-weather destination, and you’re bound for the top deck, that means looking like you’re going to the beach. T-shirts, shorts and bathing suits (with a cover-up to go inside) are fine.

During the evenings, dining attire in the three main dining restaurants is “cruise casual,” meaning no swimwear or tank tops, but you don’t have to put on a party dress. That said, many guests do dress up a bit in the evening, but it’s not required unless you are dining in Palo, Remy or Enchante.

Cruises that are seven nights or longer schedule one “formal night” — though even then, it’s only encouraged, not required. On that night, you will see suits, sports coats, cocktail dresses and similar from some guests.

Pro tip: Be sure and pack that pirate gear for Pirate Night.

Related: What to pack for your 1st cruise

Disney Cruise Line has a simple loyalty program, the Castaway Club, with four “elite status” levels that you earn based on how many cruises you’ve taken with Disney. A three-night and 10-night cruise both count as one sailing for these purposes.

• Silver: One completed cruise
• Gold: Five completed cruises
• Platinum: 10 completed cruises
• Pearl: 25 completed cruises

Related: The TPG guide to cruise line loyalty programs

This isn’t the kind of loyalty program where you earn free cruises the way you earn free flights with airline miles. Instead, as you go up in status, you earn perks and earlier access to booking cruises and activities — which is key for getting those hard-to-snag adult dining or Castaway Cay cabana reservations

Silver members

• Book new cruise itineraries one day before the general public and book onboard activities 90 days before sailing.
• Get a “welcome back aboard” gift (such as a bag), have access to a Castaway Club members-only line when boarding and access to a Castaway Club direct phone number.
• Select port arrival time with online check-in starting 33 days before the general public.

Gold members

• All of those perks, but you can book new sailings two days before the general public and can book onboard activities 105 days before sailing.
• On eight-night and longer voyages, Gold Castaway Club members are also invited to a private reception with special entertainment. There are also select merchandise discounts available to Gold members and higher.
• Select port arrival time with online check-in starting 35 days before the general public.

Platinum members

• All of those perks, but you can book new sailings three days before the general public and can book onboard activities 120 days before sailing.
• Priority check-in at the cruise terminal.
• Complimentary evening dinner at Palo or Palo Steakhouse for themselves and everyone in the cabin age 18 and older.
• Select port arrival time with online check-in starting 38 days before the general public.

Pearl members

• All of those perks, but you can book new sailings four days before the general public and can book onboard activities 123 days before sailing.
• Exclusive cruise terminal check-in (where available)
• Unlimited Digital Photo Package.
• Select port arrival time with online check-in starting 40 days before the general public.

Magic ain’t cheap, and Disney cruises are expensive. They aren’t the priciest voyages out there, but they will cost more than cruises with family-friendly competitors such as Royal Caribbean by a noticeable margin.

For a family of four, the cheapest Disney cruise currently available (not counting the two-night cruises in Australia and New Zealand) is about $2,500. An ocean view will add about $90 and a verandah will add about $500.

On these shortest cruises, concierge-level cabins and access start at a little over $5,000 for a family of four.

Those sorts of prices will only be available during the offseason, such as in mid-to-late January and early February or for repositioning cruises as the ship moves from, say, Puerto Rico to Florida. That same cruise during spring break can cost double or more, so the more date flexibility you have, the better.

A seven-night cruise in the Caribbean will likely start around $5,000 for a family of four. Expect Alaska and Europe cruises to start at $5,000 to $6,000 for inside cabins for a week, and prices go up for longer sailings and upgraded cabins.

You can save money on your next Disney cruise by putting a $250 deposit down while you are at sea on a previous Disney cruise. It’s a popular way to get 10% off your next cruise.

Another way to save on a Disney cruise is to look at a one-way repositioning sailing, as those often price lower than other similar cruises. For example, the cruise line may need to end a cruise in a particular port to reposition the ship to do some sailings from there. You’ll have to get yourself back home from that port, but you may save on the cruise in the process.

Related: 15 ways that cruising newbies waste money on a cruise

Related: How to book a cruise with points and miles

Another reason to consider going through a travel agent is to get onboard credit. Some travel agents will offer onboard credit based on the amount you spend on your Disney cruise. This is credit you can use toward drinks, spa treatments, excursions or anything else you can charge to your room.

FOR NO-COST ASSISTANCE WITH PLANNING AND BOOKING YOUR DISNEY CRUISE, CHECK OUT TPG’S DISNEY BOOKING PARTNER, MOUSE COUNSELORS.

Generally speaking, the sooner you book a Disney cruise after it goes on sale, the better, as prices usually only go in one direction — up.

Whether you use a travel agent or not, make sure to maximize your credit card points when paying for the cruise by using a credit card that offers extra points for travel purchases and maybe even offers some built-in travel protections.

• The Chase Sapphire Reserve offers 3 points per dollar on travel and dining and an annual up-to-$300 travel credit.
• The Chase Sapphire Preferred Card earns 2 points per dollar on travel.
• The Disney Premier Visa Card is also a good option, specifically with Disney Cruise Line, as it gives you access to a 0% introductory annual percentage rate for six months following the purchase date on eligible Disney vacation packages, such as a Disney cruise (then a variable APR of 18.99% to 27.99% applies). The card also gets you 10% in savings on some onboard activities and packages while at Castaway Cay.

Related: How to save money on booking a Disney cruise