CIBC has released the latest round of offers on its Aeroplan co-branded credit cards.
This time, the welcome bonuses have dropped on the CIBC Aeroplan Visa Infinite Card and the CIBC Aeroplan Visa Infinite Privilege Card, while the signup bonuses on the CIBC Aeroplan Visa Card and the CIBC Aeroplan Business Visa Card remain steady.
Let’s take a closer look at the state of CIBC’s Aeroplan co-branded credit card offers, which are valid as of November 2, 2023, and have no listed expiry date.
CIBC Aeroplan Visa Infinite Card: Up to 30,000 Aeroplan Points + First Year Free
The CIBC Aeroplan Visa Infinite Card has dropped its welcome bonus down to 30,000 Aeroplan points, which is down from its previous offers of 45,000–50,000 points earlier this year. There’s also now a larger minimum spending requirement to unlock the anniversary boost of points.
The structure of the current offer is as follows:
- 10,000 Aeroplan points upon making your first purchase
- 10,000 Aeroplan points upon spending $4,000 in the first four months
- 10,000 Aeroplan points as an anniversary bonus upon spending at least $15,000 in the first year
In addition, this annual fee for the primary cardholder ($139) and the first three supplementary cardholders ($50) is rebated for the first year.
It’s worth noting that the current welcome bonus is the lowest we’ve seen on this card in over three years.
As a reminder, the CIBC Aeroplan Visa Infinite Card offers the following earning rates on everyday spending:
- Earn 1.5 Aeroplan points per dollar spent on eligible groceries, gas, and Air Canada purchases
- Earn 1 Aeroplan point per dollar spent on all other eligible purchases
Meanwhile, the card’s key benefits for cardholders include preferred pricing for Aeroplan redemptions on Air Canada, as well as a free first checked bag for you and your party on Air Canada flights.
Lastly, the CIBC Aeroplan Visa Infinite requires either $60,000 in annual personal income or $100,000 in annual household income to be eligible to apply.
CIBC Aeroplan Visa Infinite Card
- Earn 10,000 Aeroplan points upon first purchase
- Earn 10,000 Aeroplan points upon spending $4,000 in the first four months
- Earn 10,000 Aeroplan points as an anniversary bonus upon spending $15,000 in the first year
- Earn 1.5x Aeroplan points on gas, EV charging, groceries, and Air Canada purchases
- Preferred pricing and free checked bags on Air Canada flights
- Minimum income: $60,000 personal or $100,000 household
- Annual fee: $139 (rebated in the first year)
CIBC Aeroplan Visa Infinite Privilege Card: Up to 90,000 Aeroplan Points
The welcome offer on CIBC’s top-tier Aeroplan card has also changed this time around, which is a drop of 5,000 points from the previous offer and with a larger annual spending requirement in the first year.
CIBC’s premium Aeroplan credit card offers up to 90,000 Aeroplan points, distributed as follows:
- 20,000 Aeroplan points upon first purchase
- 30,000 Aeroplan points upon spending $6,000 in the first four months
- 40,000 Aeroplan points as an additional anniversary bonus upon spending $25,000 in the first 12 months
As you can see, a total of 50,000 Aeroplan points are on the table under the four-month minimum spending window, which is over half of the card’s total current welcome bonus.
In addition, there’s a further 40,000 Aeroplan points that you can as an anniversary bonus, which are awarded in the second year as long as you’ve spent at least $25,000 on the card in the first 12 monthly statements. This also means that you’ll have to pay the annual fee again for year two.
If you can justify a higher volume of spending in the initial period of signing up for the card, the CIBC Aeroplan Visa Infinite Privilege Card might serve you well, especially when compared to the CIBC Aeroplan Visa Infinite Card.
The card’s earning rates are as follows:
- Earn 2 Aeroplan points per dollar spent on Air Canada purchases
- Earn 1.5 Aeroplan points per dollar spent on groceries, gas, travel, and dining
- Earn 1.25 Aeroplan points per dollar spent on other purchases
In addition to the travel benefits offered by the lower-tier cards, the Visa Infinite Privilege card also comes with a DragonPass membership and six lounge passes per year, Maple Leaf Lounge access and priority airport services when flying with Air Canada, Aeroplan Elite Status benefits like rollover Status Qualifying Miles (SQM) and eUpgrades, and the ability to earn an Annual Worldwide Companion Pass upon spending $25,000 every year.
The CIBC Visa Infinite Privilege Card requires $150,000 in personal income or $200,000 in annual household income to qualify.
CIBC Aeroplan Visa Infinite Privilege Card
- Earn 20,000 Aeroplan points upon first purchase
- Earn
25,00030,000 Aeroplan points upon spending $6,000 in the first four months - Plus, earn an anniversary bonus of 40,000 Aeroplan points upon renewing the card for a second year, after having spent at least $25,000 in the first year
- Earn 2x Aeroplan points on Air Canada purchases
- Earn 1.5x Aeroplan points on gas, groceries, dining, food delivery, electric vehicle charging, and other travel purchases
- Aeroplan preferred pricing, free checked bag, priority check-in and boarding on Air Canada flights
- Unlimited Air Canada Maple Leaf Lounge access
- DragonPass membership with six free lounge visits per year
- NEXUS application credit
- Minimum income: $150,000 personal or $200,000 household
- Annual fee: $599
CIBC Aeroplan Visa Business: Up to 60,000 Aeroplan Points
The CIBC Aeroplan Visa Business Card, geared towards small business owners, has once again kept its welcome offer steady.
You’ll earn a total of up to 60,000 Aeroplan points, distributed as follows:
- 10,000 Aeroplan points upon first purchase
- 20,000 Aeroplan points upon spending $3,000 in the first four months
- 30,000 Aeroplan points upon spending $35,000 in the first year
In this case, $35,000 is a very high spending threshold within one year for the final chunk of 30,000 Aeroplan points, so this component of the offer would be very much geared towards established businesses with higher spending volumes.
(Even then, earning only 30,000 points for spending $35,000 isn’t necessarily the best return.)
If you choose to focus only on the first two components, you’re looking at 30,000 Aeroplan points for spending $4,000 in the first four months.
That’s a fairly solid offer, although it’s worth noting that we’ve seen the welcome bonus on this card go as high as 35,000 Aeroplan points for no minimum spend in the past.
The CIBC Aeroplan Visa Business offers earning rates that are geared towards common spending categories for small businesses:
- Earn 2 Aeroplan points per dollar spent with Air Canada
- Earn 1.5 Aeroplan points per dollar spent on shipping, internet, cable, phone, dining, and travel
- Earn 1 Aeroplan point per dollar spent on all other purchases
Meanwhile, the card’s key benefits for cardholders also mirror those of the Visa Infinite: preferred pricing for Aeroplan redemptions on Air Canada, as well as a free first checked bag for you and your party on Air Canada flights.
Personally, I’ve had pretty smooth experiences getting approved for the CIBC Aeroplan Visa Business both online and in-branch, although I know others have complained that the application process for this card can be quite cumbersome.
I’d recommend familiarizing yourself with the best practices for applying for business cards in order to maximize your odds of success.
CIBC Aeroplan Visa Business Card
- Earn 10,000 Aeroplan points upon first first purchase
- Plus, earn
10,00020,000 Aeroplan points upon spending $4,000 in the first four months - Plus, earn an additional 30,000 Aeroplan points upon spending $35,000 in the first year
- Earn 2x Aeroplan points on Air Canada purchases
- Earn 1.5x Aeroplan points on gas, travel, and business expenses
- Preferred pricing and free checked bags on Air Canada flights
- Qualify for the card with a registered business
- Annual fee: $0 for the first year, then $180
CIBC Aeroplan Visa Card: 10,000 Aeroplan Points
The CIBC Aeroplan Visa Card is the only no-annual-fee product among all Aeroplan co-branded credit cards.
Just like the last round, this card will continue to offer 10,000 Aeroplan points as a signup bonus, and preferred pricing on Air Canada flights as its sole meaningful benefit.
10,000 Aeroplan points is very much the standard ongoing offer on this card, while the other three products undergo rotating signup bonuses on a regular basis. As a no-fee product, there isn’t much room for the bonuses to swing too wildly anyway.
While the CIBC Aeroplan Visa Card is pretty no-frills, it remains a good option for those of you who’d like to participate in the Aeroplan ecosystem (in the form of 10,000 points and preferred pricing) without paying an annual fee, or for those who are building up a credit score.
CIBC Aeroplan Visa Card
- Earn 10,000 Aeroplan points upon first purchase
- Plus, earn
0.67x1x Aeroplan points on gas, groceries, electric vehicle charging, and Air Canada purchases - Aeroplan preferred pricing on Air Canada flights
- Minimum income: $15,000 personal or household
- Annual fee: $0
Conclusion
CIBC’s latest Aeroplan offers have hit the market. This time, we’ve seen a drop in the offers on the CIBC Aeroplan Visa Infinite Card and the CIBC Aeroplan Visa Infinite Privilege Card, while the offers on the CIBC Aeroplan Visa Business Card and the CIBC Aeroplan Visa Card have remained steady.
Just like before, CIBC’s offers do not come with a stated expiry date, so they could change during the next quarterly cycle or remain in place for months on end.
Therefore, if you’re interested in these offers in their current form, I’d recommend applying sooner rather than later to lock in the bonus.
The information for the CIBC Aeroplan cards has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.
