As a reminder, the Fall 2023 offers for TD‘s Aeroplan® co-branded credit cards are about to expire.
If you’ve been considering the TD® Aeroplan® Visa Infinite* Card or the TD® Aeroplan® Visa Infinite Privilege* Card, you have until January 3, 2024 to benefit from the current round of elevated welcome bonuses.
TD® Aeroplan® Visa Infinite* Card: Up to 50,000 Aeroplan Points†
The TD® Aeroplan® Visa Infinite* Card currently has a welcome bonus of up to 50,000 Aeroplan points†, which is set to expire on January 3, 2024.
Note that unlike in previous offers, the $139 annual fee is rebated for the first year this time around.†
To earn the full bonus, you’ll have to meet the following conditions:
- Earn 10,000 Aeroplan points† with your first purchase†
- Earn an additional 25,000 Aeroplan points† upon spending $5,000 in the first 180 days†
- Earn an anniversary bonus of 15,000 Aeroplan points† when you spend $7,500 in the first year†
A bonus of up to 50,000 Aeroplan points† with a first-year annual fee rebate† is presently the strongest offer on a mid-tier Aeroplan co-branded credit card in Canada.
Like its premium counterpart, the TD® Aeroplan® Visa Infinite* Card requires you to keep the card for a second year to earn the full welcome bonus. Otherwise, the first-year bonus drops to 35,000 Aeroplan points.
However, the anniversary bonus of 15,000 points would definitely justify paying a $139 annual fee for the second year — and that’s not factoring in a potential annual fee waiver by holding a TD premium chequing account.
As a reminder, the earning rates on the TD® Aeroplan® Visa Infinite* Card are as follows:
- Earn 1.5 Aeroplan points per dollar spent† on eligible gas, grocery, and direct Air Canada® purchases (including Air Canada Vacations®)†
- Earn 1 Aeroplan points per dollar spent† on all other eligible purchases†
And these are a few key benefits for cardholders:
- Preferred pricing for Aeroplan award tickets on Air Canada® flights†
- One free checked bag for you and your party on Air Canada® flights†
- NEXUS rebate once every four years†
The TD® Aeroplan® Visa Infinite* Card requires either $60,000 in annual personal income, or $100,000 in annual household income, to qualify.
To be eligible for this offer, you must apply and be approved for the card by January 3, 2024.
TD® Aeroplan® Visa Infinite* Card
- Earn 10,000 Aeroplan points† upon first purchase†
- Plus, earn 25,000 Aeroplan points† upon spending $5,000 in the first 180 days of account opening†
- Plus, earn an additional 15,000 Aeroplan points† on renewal when you spend $7,500 within 12 months of account opening†
- Earn 1.5x Aeroplan points† on eligible gas, groceries, and direct Air Canada® purchases, including Air Canada Vacations®†
- Preferred Aeroplan pricing and free checked bags on Air Canada® flights†
- Minimum income: $60,000 personal or $100,000 household
- Annual fee: $139, rebated for the first year†
TD® Aeroplan® Visa Infinite Privilege* Card: Up to 100,000 Aeroplan Points†
The TD® Aeroplan® Visa Infinite Privilege* Card is currently offering a welcome bonus of up to 100,000 Aeroplan points,† available until January 3, 2024.
To earn the full welcome bonus, you’ll have to meet the following conditions:
- Earn 20,000 Aeroplan points† with your first purchase†
- Earn an additional 50,000 Aeroplan points† when you spend $7,500 in the first 180 days†
- Earn an anniversary bonus of 30,000 Aeroplan points† when you spend $12,000 in the first year†
While the spending requirement is high, it’s an average of $1,250 per month in the first six months, and $1,000 per month in the first 12 months, which is low compared to other premium credit card offers.
Besides, the total welcome bonus is well worth the effort, as it’s enough for a round-trip business class flight from Western Canada to Japan, with the points earned from meeting the minimum spending requirement taken into consideration.
This card has an annual fee of $599, and you’ll need to renew the card for a second year to capture the full welcome bonus.
As always, the card’s everyday earning rates are as follows:
- Earn 2 Aeroplan points per dollar spent† on direct purchases with Air Canada®, including Air Canada Vacations®†
- Earn 1.5 Aeroplan points per dollar spent† on eligible gas, grocery, travel, and dining purchases†
- Earn 1.25 Aeroplan points per dollar spent† on all other eligible purchases†
In addition to the travel benefits offered by the lower-tier cards, the TD® Aeroplan® Visa* Infinite Privilege* Card also comes with a DragonPass membership† and six lounge passes per year†, as well as Maple Leaf Lounge access†. Plus, your spending on the card will help earn Status Qualifying Miles or Segments towards Aeroplan Elite Status†.
The TD® Aeroplan® Visa* Infinite Privilege* Card requires $150,000 in annual personal income or $200,000 in annual household income to qualify.
To be eligible for this offer, you must apply and be approved for the card by January 3, 2024.
TD® Aeroplan® Visa Infinite Privilege* Card
- Earn 20,000 Aeroplan points† upon first purchase†
- Plus, earn an additional 50,000 Aeroplan points† upon spending $7,500 in the first 180 days†
- Plus, earn an anniversary bonus of 30,000 Aeroplan points† upon renewing the card for a second year, after having spent at least $12,000 in the first year†
- Earn 2x Aeroplan points† on eligible direct Air Canada® purchases, including Air Canada Vacations®†
- Earn 1.5x Aeroplan points† on eligible gas, groceries, dining, food delivery, and other travel purchases†
- Aeroplan preferred pricing, free checked bag, priority check-in and boarding on Air Canada flights†
- Unlimited Air Canada Maple Leaf Lounge† access
- DragonPass membership† with six free lounge visits per year†
- Minimum income: $150,000 personal or $200,000 household
- Annual fee: $599
TD® Aeroplan® Visa Platinum* Card: Up to 20,000 Aeroplan Points†
The offer on the TD® Aeroplan® Visa Platinum* Card is holding steady at 20,000 Aeroplan points† for new cardholders. Like its Visa Infinite* counterpart, the annual fee is rebated for the first year.†
The welcome bonus is structured as follows:
- Earn 10,000 Aeroplan points† with your first purchase†
- Earn an additional 10,000 Aeroplan points† when you spend $1,000 in the first 90 days†
Usually, welcome offers at this level are reserved for cards with a higher income requirement. If this card is a better fit for your income, or if you’ve been ignoring it in favour of premium products, now is a great time to apply.
While the welcome bonus shines, ongoing earning rates aren’t quite as strong as the TD® Aeroplan® Visa Infinite* Card’s:
- Earn 1 Aeroplan point per dollar spent† on eligible gas, grocery, and direct Air Canada® purchases (including Air Canada Vacations®)†
- Earn 1 Aeroplan point per $1.50 spent† on all other eligible purchases†
The TD® Aeroplan® Visa Platinum* Card also provides preferred pricing† and Aeroplan award ticket insurance†, but it doesn’t offer free checked bags or a NEXUS rebate.
To be eligible for this offer, you must apply and be approved for the card by March 4, 2024.
TD® Aeroplan® Visa Platinum* Card
- Earn 20,000 Aeroplan points† upon spending $1,000 in the first three months
- Earn 1x Aeroplan points† on eligible gas, groceries, and Air Canada® purchases, including Air Canada Vacations®†
- Preferred pricing on Air Canada® flights through Aeroplan†
- Annual fee: $89, rebated in the first year†
Conclusion
TD remains one of Canada’s leading credit card issuers, with strong offers on its Aeroplan credit cards for Fall 2023.
You can earn a substantial number of points through each of TD’s Aeroplan co-branded cards. Although the core and premium cards are offering strong welcome bonuses, to benefit from the full bonus, keep in mind that the structure requires you to keep them for a second year.
Still, if you’ve been holding out on picking up one of these cards, now would be a great time to apply and take advantage of some excellent bonuses through January 3, 2024 for the TD® Aeroplan® Visa Infinite* Card and the TD® Aeroplan® Visa Infinite Privilege* Card, and by March 4, 2024 for the TD® Aeroplan® Visa Platinum* Card.
† Terms and conditions apply.
