TD Rewards Credit score Card Presents for Spring 2024 (Ending Quickly)

Earlier this year, TD unveiled the Spring 2024 credit card offers for its suite of TD Rewards credit cards, with up to 100,000 TD Rewards Points up for grabs this time around.

As a reminder, the current offers on the TD First Class Travel^® Visa Infinite^* Card and the TD Rewards Visa* Card are available until June 3, 2024, which leaves just a few days to apply at the present levels.

TD First Class Travel^® Visa Infinite^* Card: Up to 100,000 TD Rewards Points^†

The current welcome bonus on the TD First Class Travel^® Visa Infinite^* Card is for up to 100,000 TD Rewards Points,^† which is down from the previous offer of up to 135,000 points, but still a strong offer overall.

You’ll also enjoy an annual fee rebate for the first year,† which means you can test drive the card without any out-of-pocket expenses in year one.

To earn the full welcome bonus, you’ll have to meet the following conditions:

• Earn 20,000 TD Rewards Points^† upon making your first purchase^†
• Earn an additional 80,000 TD Rewards Points^† upon spending $5,000 in the first 180 days of account opening^†

100,000 TD Rewards Points is worth up to $500 when redeemed for travel booked through Expedia® for TD,† or up to $400 for travel purchased with any vendor through Book Any Way.† 

If you spread out the spending over the course of six months, it works out to be around $833 per month. This should be a reasonable amount for many households, and you can boost your balance further by targeting spending in a category with a bonus.

As a reminder, the category earning rates on this card are as follows:

• 8 TD Rewards Points^† per dollar spent on eligible Expedia^® for TD purchases^† 
• 6 TD Rewards Points^† per dollar spent on eligible groceries and dining purchases^† 
• 4 TD Rewards Points^† per dollar spent on eligible regularly recurring bill payments set up on your account^†
• 2 TD Rewards Points^† per dollar spent on all other eligible purchases^†

It’s worth noting that there’s a $25,000 annual cap for the total amount spent on groceries, dining, and recurring bill payments. Once you’ve reached that threshold, the earning rate drops down to the base rate of 2 TD Rewards Points^† per dollar spent.^†

Some of the card’s other features include:

• 10% anniversary bonus^† of TD Rewards Points earned over the past 12 months, up to 10,000 points^†
• $100 annual TD Travel Credit^† upon spending $500 (CAD) on lodging expenses booked with Expedia^® for TD^†
• Strong insurance coverage^†

If you’d like to keep the costs down year-after-after, consider a TD Unlimited or All-Inclusive chequing account, which will waive the annual fee on one TD credit card of your choice, including the TD First Class Travel^® Visa Infinite^* Card, on an ongoing basis.

Otherwise, the annual fee for this card is $139, beginning in year two, since it’s rebated for the first year with this offer.^†

Supplementary cards cost $50 apiece^†, and the current first-year fee rebate also applies to the first supplementary cardholder.^†

The TD First Class Travel^® Visa Infinite^† Card requires either $60,000 in annual personal income, or $100,000 in annual household income, to qualify.

To be eligible for this offer, you must apply and be approved for the card before June 3, 2024.

TD Platinum Travel Visa* Card: Up to 50,000 TD Rewards Points^†

The welcome bonus on the TD Platinum Travel Visa^* Card is unchanged from before, and remains steady at 50,000 TD Rewards Points^† with a first-year annual fee rebate.

The breakdown of the welcome bonus is as follows:

• Earn 15,000 TD Rewards Points^† upon making your first purchase^†
• Earn an additional 35,000 TD Rewards Points^† upon spending $1,000 in the first 90 days^†

Aside from the welcome bonus, you’ll enjoy the following earning rates with the TD Platinum Travel Visa^* Card:^†

• 6 TD Rewards Points^† per dollar spent on eligible Expedia^® for TD purchases^† 
• 4.5 TD Rewards Points^† per dollar spent on eligible groceries and dining purchases^† 
• 3 TD Rewards Points^† per dollar spent on eligible regularly recurring bill payments set up on your account^†
• 1.5 TD Rewards Points^† per dollar spent on all other eligible purchases^†

As you can see, the earning rates are a step down from those on the TD First Class Travel^® Visa Infinite^* Card; however, if you don’t qualify for the higher-tier card, then you can still get a decent return on spending in any of the boosted categories.

There’s a $15,000 annual cap for the total amount spent on groceries, dining, and recurring bill payments^†, before rewards on spending drop to the base rate.

The annual fee is $89, which is rebated for the first year under this offer, and it can be easily waived in subsequent years with an eligible bank account.

There’s no minimum income requirement to apply for this card.

The offer is available for applications that have been approved by September 3, 2024.

TD Rewards Visa^* Card: 15,152 TD Rewards Points^†

The TD Rewards Visa^* Card is TD’s entry-level offering, and comes without an annual fee.

The welcome bonus is unchanged this time around, and you’ll earn 15,152 TD Rewards points.^† All you need to do is keep the account open and in good standing for 90 days to maximize the offer.^† 

With the points earned from the welcome bonus, you can redeem them for up to $50 in eligible Amazon purchases.†

For a credit card with no annual fee, the earning rates are quite competitive, and are structured as follows:

• 4 TD Rewards Points^† per dollar spent on eligible Expedia^® for TD purchases^† 
• 3 TD Rewards Points^† per dollar spent on eligible groceries and dining purchases^† 
• 2 TD Rewards Points^† per dollar spent on eligible regularly recurring bills set up on your account^†
• 1 TD Rewards Point^† per dollar spent on all other eligible purchases^†

There’s a $5,000 annual cap for the total amount spent on groceries, dining, and recurring bill payments, before the rewards on spending drop to the base rate.^†

This is surely one of the more competitive options amongst Canada’s best no-fee credit cards.

There’s no minimum income requirement for this card, and this offer is available for applications that have been approved by June 3, 2024.

Conclusion

TD often puts out competitive welcome bonuses on its suites of credit cards, and this time around, there are some great ways to boost your TD Rewards Points balance.

TD Rewards Points are a great points currency to use for some aspects of travel, such as independent hotels, cruises, and vacation packages, that are otherwise difficult to book with points.

Be sure to apply and be approved for the above cards by the respective ending dates of either June 3, 2024, or September 3, 2024.

† Terms and conditions apply. Refer to the card issuer’s website for complete, up-to-date information.