These are the very best all-inclusive resorts within the Maldives

A trip to the Maldives — that dreamy equatorial archipelago of white-sand beaches, swaying palms and vibrant reefs — might seem like Champagne wishes and caviar dreams. And its luxury resorts certainly offer plenty of both delicacies. However, there are also affordable all-inclusive options where you won’t pay extra for a satisfying meal or a cocktail at the bar, which can be a relief after the time and money spent to reach this far-flung destination.

Over the last 50 years, luxury resorts have transformed this tiny Indian Ocean country into one of the most beloved beach destinations out there, equally accessible to families on school holidays and couples on romantic getaways.

Some travelers come for its world-class diving, snorkeling and reef surfing. Others come simply to unplug and unwind. Meanwhile, the resorts’ kids clubs with plenty of water activities are a hit with the young ones.

Changing climate patterns mean it’s never a bad time to go to the Maldives, but the peak season runs from November to April. Whichever time of year you decide to visit, these 11 Maldives all-inclusive resorts — and hotels offering all-inclusive packages — will give you a warm island welcome, and you won’t have to worry about spending too much out of pocket after you arrive.

A 40-minute seaplane ride from Male whisks guests to this lush Raa Atoll escape. The resort’s 120 villas and suites are spread across 49 hectares of private island and over a massive turquoise lagoon.

Emerald’s luxury all-inclusive package offers four places to eat and drink, including an ever-changing international buffet at Aqua Restaurant and zesty Latin-American dishes at Amazonico Restaurant. Guests on the “Deluxe All-Inclusive” package can partake in any of the four restaurants day or night. Plus, the villa’s minibar, premium spirits and nonmotorized sports are also included.

This member of The Leading Hotels of the World caters to couples and families with its diving and water sports centers, large Balinese-style spa and 16,000-square-foot kids club with a sprawling outdoor play area with plenty of activities and a kids-only restaurant.

All-inclusive packages at Emerald Maldives Resort & Spa start at $590 per adult and $360 per child per night.

Pullman Maldives All-Inclusive Resort

Gaafu Alifu Atoll, Maldives

Best for: A trip of a lifetime that won’t leave you broke.

Why stay here: Indulge in that want-for-nothing feeling where the snorkeling is stunning and you can literally sleep with the fishes.

Best way to book: Book directly with Accor for the best packages and discounts.

This 122-villa Accor property in the Gaafu Alifu Atoll is one of the best all-inclusive resorts in the Maldives for budget-conscious travelers. A one-hour flight from Male, the resort sits on an island of over 44 acres with a unique freshwater lake in the middle.

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Pullman’s all-inclusive package extends guests the choice of meals at three different restaurants, including a dedicated vegetarian menu at Phat Chameleon and Italian specialties at Souq Oven, washed down with a wine list including 80 international vintages at its three beachside bars.

Travelers to the island will see it’s basically one giant sandbox for adults, with beach boot camp classes, a tennis court, snorkeling and stand-up paddleboarding all included. It’s also a kid-friendly island with small clubs for little ones and teens. They’ll especially love the Aqua Villa, a two-bedroom accommodation with an underwater bedroom.

All-inclusive rates at Pullman Maldives All-Inclusive Resort start at $1,127 per night, based on double occupancy.

Kudadoo Maldives Private Island

Lhaviyani Atoll, Maldives

Best for: An eco-friendly, romantic couples getaway.

Why stay here: This small, fully inclusive resort is run entirely on solar energy and has an ultrarelaxing feel.

Best way to book: Book directly for the best deals and discounts.

When it comes to Maldives all-inclusive resorts, this one is hard to beat. At Kudadoo, barefoot luxury combines with bespoke butler service for its “Anything, Anytime, Anywhere” ethos. Guests have unscripted dining, so they can order omelets to the room at 4 p.m. or shrimp cocktail at midnight. Yes, a stay at Kudadoo will definitely leave you spoiled.

The resort has just 15 enormous overwater residences, each with a private pool and a Japanese ryokan-style aesthetic that will have you feeling Zen as soon as you step foot inside. And while most guests may never leave their private overwater palace, we recommend you do. The two-story Retreat houses the bulk of guest experiences, including a Japanese restaurant, cocktail bar, game room, gym and spa, where unlimited treatments are included.

Activities galore are also part of the experience, from private picnics on the nearby deserted Dream Island to diving and flyboarding.

All-inclusive rates at Kudadoo Maldives Private Island start at $3,017 per night, based on double occupancy.

Anantara Veli Maldives Resort

South Male Atoll, Maldives

Best for: An adults-only getaway close to Male.

Why stay here: This luxurious couple-centric resort has access to the adjacent family-oriented Anantara Dhigu, so you get two resorts in one.

Best way to book: Book through our partner Skylark to enjoy elitelike benefits and on-property credits.

A 30-minute speedboat ride from Male’s Velana International Airport (MLE) brings you to paradise. Anantara Veli shares a lagoon with its sister properties, Anantara Dhigu and Naladhu Private Island. And while guests also have access to Anantara Dhigu, Veli has everything you need.

Its 67 beach, water and overwater villas have recently been redesigned with black-and-white interiors and natural pops of color decorating the pitched-roof spaces. The resort’s “All-Inclusive Indulgence” package gives guests a unique choice of either 12 or 24 hours of “all-inclusive premium beverages.” It also confers discounts for stays longer than three nights.

Having access to another resort means double the dining options, so guests can eat a big buffet breakfast at Fushi Cafe or the Indian restaurant, Cumin, before enjoying a lunch of grilled seafood or meat at Sea.Fire.Salt. or Spanish tapas at the Dhoni Bar. When dinner rolls around, guests can choose between the four included restaurants or go to the much-loved Baan Huraa for Thai or Origami for Japanese, where a $60-per-person credit goes toward your meal.

All-inclusive rates at Anantara Veli Maldives Resort start at $840 per night, based on double occupancy, with a three-night minimum.

Alila Kothaifaru Maldives

Kothaifaru Island, Maldives

Best for: Understated luxury with a private pool just outside your bedroom.

Why stay here: Design aficionados will appreciate the Alila Kothaifaru’s minimalism and clean lines, while those in need of a little rest and relaxation can enjoy strolls on the beach or a spa treatment.

Best way to book: Book through our partner Skylark to enjoy elitelike benefits and on-property credits. Or, book directly with Hyatt to earn and redeem World of Hyatt points.

One of the country’s newest points-friendly resorts wows with its simultaneously brutalist yet tropically romantic design, ideal for couples. Sitting on just over 27 hectares of white sands in the northern Raa Atoll, each of its 80 beachfront and overwater villas has a private pool.

Its all-inclusive package requires a three-night minimum stay, but once you touch down here, you won’t want to leave. All meals at its main international restaurant, Seasalt, are included, as is alcohol. But the real perk you get from booking this rate is the 60-minute spa treatment in Alila’s tranquil treetop spa and a complimentary group dolphin cruise included in the package.

And while leaving your Balinese-meets-Japanese-inspired villa seems like a chore, the island’s activities are worth it. Spend your days at the water sports and dive center, the yoga pavilion, the paddle tennis courts, the game room, or by the beach.

All-inclusive rates at Alila Kothaifaru Maldives start at $1,138 per night, based on double occupancy.

Park Hyatt Maldives Hadahaa

North Huvadhoo, Maldives

Best for: The ultraluxury traveler who requires total seclusion and pristine beaches.

Why stay here: The Park Hyatt Maldives Hadahaa’s three-bedroom Overwater Reef Residence is a must-book for travelers seeking a palatial stay as close to the water as possible.

Best way to book: Book through our partner Skylark to enjoy elitelike benefits and on-property credits.

Hugging the equator, this luxe Hyatt hotel is in the Huvadhoo Atoll, one of the country’s deepest and most southern. Its secluded locale means marine life here is as colorful and plentiful as it gets, and there is a unique 360-degree house reef reputed to be one of the best in the Maldives.

The resort opened in 2009 as an Alila but rebranded to Park Hyatt in 2011. Its 51 villas include 14 classic Maldives overwater bungalows — all with private ocean access and the majority with private plunge pools. The remaining 37 are on land, including the three-bedroom Residence. Guests on the all-inclusive package can enjoy meals at the international Dining Room, the Maldivian-inspired Island Grill and the beachside Bar. But standout restaurants, including the Japanese overwater Koi and the plant-based Chef’s Garden Treehouse, are also bookable at a 50% discount. Luckily, water, soft drinks and most alcoholic drinks are also included.

When guests aren’t diving into the tropical fruit-filled breakfast, they can treat themselves to an ayurvedic massage at the Vidhun Spa, go fishing past the equator, practice sunset yoga or lounge by one of the two large resort pools.

All-inclusive rates at the Park Hyatt Maldives Hadahaa start at $940 per night, based on double occupancy.

Soneva Jani

Noonu Atoll, Maldives

Best for: Couples or families who want luxe accommodations with the added adrenaline rush of private waterslides.

Why stay here: At this Maldives property, you’ll find plush private villas perched over the spectacular tropical waters the island nation is known for.

Best way to book: Book through our partner Skylark to enjoy elitelike benefits and on-property credits. Reserve through American Express Fine Hotels + Resorts for value-added benefits like upgrades and late checkout based on availability, plus on-property statement credits.

Soneva Jani is, without a doubt, one of the best all-inclusive resorts in the Maldives. Although high-flying travelers may break the bank with the Soneva Unlimited package, it’s worth every penny.

When Soneva says “all-inclusive,” it really means it. There’s unlimited dining at its seven restaurants, including the plant-based So Wild by Diana Von Cranach and the cracking-good Crab Shack, as well as alcohol, including vintages from the Soneva Unlimited package-specific wine list. You can spend the entire day in the resort’s two Soneva Soul spas getting treatments like cryotherapy and ayurvedic massages arranged by your private butler at no extra charge. As the cherry on top, marine activities, laundry and the minibar are also part of the package.

Besides what may arguably be the world’s best all-inclusive offering, every guest has access to the resort’s 24/7 ice cream, chocolate and charcuterie rooms. Kids can go wild at The Den, a two-story kids club with multiple waterslides. If you’re an adult, don’t worry; nearly every palatial overwater villa has its own waterslide and retractable roof for stargazing.

The Soneva Unlimited all-inclusive rate at Soneva Jani starts at $1,220 per adult per night.

Hurawalhi Island Resort

Lhaviyani Atoll, Maldives

Best for: A once-in-a-lifetime romantic vacation.

Why stay here: Unbridled romance, nonpareil views, memorable dining and outstanding snorkeling and diving are the standouts at this all-inclusive oasis.

Best way to book: Book directly on the resort website for the best rates and all-inclusive package options.

Located in the northern Lhaviyani Atoll, the small private island that is home to Hurawalhi is a 40-minute seaplane flight from Male. The adults-only (ages 15 and up) resort’s 90 villas are apportioned across five categories, ranging from Beach Pool Villas to Ocean Pool Villas. And while they may be more compact compared to accommodations at other resorts, the style is contemporary and comfortable.

But at Hurawalhi, guests will want to spend most of their time in the water anyway. Go snorkeling along the house reef, visit one of the world’s largest populations of manta rays and enjoy a plethora of complimentary water sports. If you’d rather not get wet while admiring the marine life, book a table at the world’s largest undersea restaurant, 5.8 Undersea Restaurant.

Although the resort’s all-inclusive package doesn’t comprise dinner at 5.8 Undersea, the experience is worth splurging for. However, the package does include meals at its three other restaurants and unlimited “all you can drink” beverages at its two bars. Highlights of the package include a group sunset dolphin cruise, a 30-minute snorkeling session with the resort’s marine biologist and a 30-minute group windsurfing lesson.

All-inclusive rates at Hurawalhi Island Resort start at $1,149 per night, based on double occupancy.

InterContinental Maldives Maamunagau Resort

Raa Atoll, Maldives

Best for: Families and couples looking for a Maldivian experience with a more all-inclusive feel.

Why stay here: From The Retreat, an adults-only enclave, to the family-centered, three-bedroom overwater residences, each guest can find a space right for them.

Best way to book: Book directly with IHG to earn or redeem IHG One Rewards points or via Chase’s Luxury Hotel & Resort Collection.

Opened in 2019, this IHG property has 81 rooms and suites in 14 categories that range up to three-bedroom residences. The three-bedroom Lagoon Residence feels like a SoCal beach house with rope-slung chairs, beanbag-style seating and a private pool. It doesn’t have direct access to the ocean, but across the sandy path, it has access to the island’s lagoon for some snorkeling.

IHG Club Benefits here include afternoon tea, pool goodies and an aperitif hour, as does the resort’s all-inclusive package, which also proffers three meals a day at a selection of its five restaurants and unlimited drinks from a special menu at its two bars. If you’re not getting pampered at the overwater Avi Spa or wading in the resort’s massive beachside pool, you’re probably eating. Try the oven-baked pizzas at The Collective and the catch of the day at The Fish Market. Be sure to visit the Champagne sommelier at the dhoni-shaped Sunset Bar to add some sparkle to your stay, too.

A big plus of the all-inclusive offering is the use of nonmotorized water equipment and the 50% discount on seaplane transfers in the offseason (through Sept. 30).

All-inclusive rates at InterContinental Maldives Maamunagau Resort start at $1,270 per night, based on double occupancy.

Fairmont Maldives, Sirru Fen Fushi

Shaviyani Atoll, Maldives

Best for: A far-flung escape ideal for families looking to relax.

Why stay here: Refined tropical luxury permeates this peaceful island with plenty on offer for every member of the family.

Best way to book: Book directly with Accor for the best rates and packages.

Opened by Accor in 2018, this large private getaway sits on nearly 40 acres of a lush natural island in Shaviyani Atoll. Having the country’s longest infinity pool is the resort’s claim to fame, but there’s a lot more to experience here, especially with the all-inclusive package.

Choose from 120 villas in several different room categories, including a signature thatch-roofed overwater bungalow and a more creative tented jungle villa, each with a private pool. Guests can opt for a daily changing buffet at Raha Market or special menus at its two seafood-focused restaurants, Kata and Azure, and a selection of premium beverages.

As a truly kid-friendly island, there are multiple-bedroom villas perfect for the whole family. Plus, children under 12 stay and eat for free as part of the all-inclusive package. They can spend days painting coconuts in the Art Studio, making new friends in the Kids’ Club or snorkeling in the Coralarium, a beautiful underwater sculpture garden and regeneration project.

All-inclusive rates at Fairmont Maldives, Sirru Fen Fushi start at $930 per night, based on double occupancy.

Lux* South Ari Atoll

Ari Atoll, Maldives

Best for: Young families looking for a mix of rest and play.

Why stay here: The island is big enough and varied enough to relax in your thatch-roofed villa by day and dance barefoot on the beach to a live DJ by night.

Best way to book: Book directly for the best rates and packages.

While it is one of the country’s most family-friendly resorts, the fact that Lux* South Ari Atoll is on an island with a nearly 2-mile shoreline means there’s plenty of room for everyone. At the edge of the Ari Atoll, this long sliver of sand has 193 stylish villas and pavilions with fresh white interiors and classic thatched roofs.

Once guests decide to leave the room, this sprawling resort has eight restaurants, five bars, a sprawling spa and two large pools to play in. Dining options for the all-inclusive package include Southeast Asian, Mediterranean, Indian and international, but exclude the resort’s Italian and Japanese restaurants. However, there is a 40% discount if you’re craving pasta or sushi. Taittinger Champagne by the glass and a selection of liquors flow freely at the resort’s handful of bars if you book the all-inclusive offer, though.

There’s not enough time in the day to try all of the resort’s activities, but you can pack your vacation with free activities from bocce to kayaking to quiz night. However, we recommend booking a whale shark snorkeling excursion and a muscle-melting massage at the Lux* Me Spa.

All-inclusive rates at Lux* South Ari Atoll start at $626 per night based on double occupancy.