It may be the proverbial “needle in a haystack.”
There’s a credit card offering shopping and travel protections and quality earning categories, yet it has no annual fee. Plus, redemptions are easy and straightforward without requiring point transfers or complex evaluations. And it’s just launched a new, elevated welcome bonus.
The Wells Fargo Autograph℠ Card (see rates and fees) earns points in popular spending categories, and other cardmember benefits provide ongoing value year after year.
Here’s a look at the new welcome offer on the Wells Fargo Autograph Card.
Wells Fargo Autograph℠ Card
Current welcome bonus: Earn 30,000 bonus points when you spend $1,500 or more on purchases in the first three months from account opening. Points can be redeemed with Wells Fargo Rewards at a value of 1 cent each, making this bonus worth $300.
Annual fee: $0 (see rates and fees).
Earning rate: Earn 3 points per dollar at restaurants and on takeout, catering and food delivery services; 3 points per dollar on travel, gas and transit; 3 points per dollar on eligible streaming services and phone plans; and 1 point per dollar on other purchases.
Why we like it: It’s not often that you see a card with no annual fee offering the ability to earn 3 points per dollar in common spending categories without any annual limits. It’s even less common to see a card doing that and offering additional benefits. The usual offer on the Autograph Card is 20,000 bonus points, so an opportunity to earn 10,000 more points is one that shouldn’t be passed up.
On top of redeeming rewards for travel, statement credits or gift cards at wellsfargo.com/rewards, you’ll enjoy several protections with your card. These include secondary auto rental collision damage waiver, travel and emergency services assistance, roadside dispatch and complimentary access to your FICO credit score. You’ll also enjoy up to $600 of cellphone protection against damage or theft when you pay your monthly bill with the Autograph Card. Note that there is a $25 deductible per claim with a limit of two claims in a 12-month period.
Daily Newsletter
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts
Finally, the card charges no foreign currency conversion fees when you use it outside the U.S., making it a great companion for your next international getaway.
Official application link: Wells Fargo Autograph Card
Application rules and restrictions
Before you commit to applying for this elevated offer, it’s important to verify your eligibility. You’ll find the following on most Wells Fargo credit card applications:
You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months. We may also limit the total number of open Wells Fargo credit card accounts you have.
Related: The ultimate guide to credit card application restrictions
Bottom line
It’s not often we see a card without an annual fee that offers multiple insurance protections and strong earning categories. Fixed redemption costs with the card are an easy way to navigate how to use your points. Plus, the Wells Fargo Autograph Card has a quality welcome bonus that you can redeem in simple ways and earn without significant spending.
Official application link: Wells Fargo Autograph Card
For rates and fees of the Wells Fargo Autograph card, click here.
